Our Mission Is Your Success!

Payroll On The Money's goal is to provide financial support to start up and established contract labor firms that are looking for an alternative to the strict requirements and demands of conventional lending.

In todays’ climate where access to capital continues to elude entrepreneurs in the Staffing, GovCon and MBE sectors of contract
labor, Payroll On The Money. We work every day on your behalf to ensure that as a growing business you
can meet the demands of payroll while investing in your future aspirations.

Since 1998, Joel Adelman, and his team of founding partners have lent over 20 billion dollars in working capital to thousands of Staffing, GovCon, and MBE firms. Encore’s passion is supporting entrepreneurial growth.

We are proud to fund Veteran Owned Businesses, Minority Business Enterprises, HUBZone companies, Woman Owned Businesses, LGBTQ+ in addition to commercial staffing firms.

CAPABILITIES FUNDING

Key Differentiators

BUSINESS TYPE

COST

APPROVAL

FLEXIBILITY

LIKELIHOOD OF APPROVAL

TRANSACTIONAL FEES

INDUSTRY EXPERTS

INTERESTS ALIGNED

FUNDING CAPITAL

STARTUPS

BACK OFFICE

STRATEGIC SUPPORT

POM

COMPETITIVE ✅

QUICK ✅

HIGH ✅

HIGH ✅

NONE ✅

YES ✅

YES ✅

UNLIMITED ✅

YES ✅

YES ✅

YES ✅

BANKS

LOW ✅

SLOW ❌

LIMITED ❌

LOW ❌

YES ❌

LIMITED ❌

DEPENDS ON BANK ❌

CAPPED ❌

NO ❌

NO ❌

NO ❌

MCAs

VERY HIGH ❌

QUICK ✅

NONE ❌

HIGH ✅

HIDDEN FEES ❌

NONE ❌

NO ❌

LIMITED ❌

NO ❌

NO ❌

NO ❌

Proud Members of: