Privacy Policy
Last Updated: August 7, 2026
1. Introduction
Payroll On The Money LLC (Company, we, us, or our) is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit payrollonthemoney.com or engage with our services.
2. Information We Collect
We may collect the following types of information:
– Personal Identifiers: Name, email address, phone number, mailing address
– Business Information: Business name, EIN/Tax ID, financial details necessary for payroll or loan services
– Usage Data: IP address, browser type, pages visited, time spent on site
– Communications Data: Records of messages or inquiries you submit to us
3. How We Collect Information
We collect information:
– Directly from you when you fill out forms, use our chat widget, or contact us
– Automatically through cookies and analytics tools when you visit our website
– From third-party partners as part of delivering our services
4. SMS / Text Messaging Data
4.1 Consent
Consent to receive SMS messages is not a condition of purchasing any product or service from Payroll On The Money LLC. When you opt in to receive SMS messages from Payroll On The Money LLC via our website chat widget or any other opt-in mechanism, you provide your mobile phone number and express consent to receive text messages.
4.2 Use of Your Phone Number
Your mobile phone number is used solely to send you the SMS messages you have opted in to receive, including promotional offers, service updates, and business announcements.
4.3 No Third-Party Sharing of SMS Data
We do not share, sell, rent, or trade your mobile phone number or SMS consent data with any third parties for their own marketing purposes. Your information will not be shared with affiliates or partners for SMS marketing without your explicit, separate consent.
4.4 Opt-Out
You may opt out of SMS communications at any time by replying STOP to any text message. You may also contact us directly to request removal from our messaging list.
5. How We Use Your Information
We use the information we collect to:
– Provide, operate, and improve our services
– Communicate with you about your account or inquiries
– Send promotional and informational SMS messages (with your consent)
– Process payroll, loan brokerage, and government contracting services
– Comply with legal obligations
6. How We Share Your Information
We do not sell your personal information. We may share your information only in the following circumstances:
– Service Providers: Trusted third-party vendors who assist in operating our business (e.g., payment processors, software platforms), bound by confidentiality agreements
– Legal Requirements: When required by law, regulation, or legal process
– Business Transfers: In connection with a merger, sale, or acquisition of the Company
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy or as required by law.
8. Cookies
Our website may use cookies to enhance your browsing experience. You may disable cookies through your browser settings; however, some features of the site may not function properly.
9. Your Rights
Depending on your state of residence, you may have rights to:
– Access the personal information we hold about you
– Request correction of inaccurate data
– Request deletion of your data
– Opt out of marketing communications at any time
To exercise these rights, contact us at the information below.
10. Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or misuse.
11. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
12. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the date at the top of this page. Continued use of our services following any changes constitutes your acceptance of the revised policy.
13. SMS / Text Message Communications
Payroll On The Money LLC offers SMS text messaging services to users who voluntarily opt in to receive communications from us.
13.1 How We Collect Your Consent
We collect your mobile phone number and SMS consent through the opt-in chat widget located on our website at https://payrollonthemoney.com. By checking the marketing consent checkbox in the chat widget, you expressly consent to receive SMS marketing messages from Payroll On The Money LLC at the phone number you provide.
13.2 How We Use Your Information
Your mobile phone number and SMS opt-in consent will be used solely to send you marketing messages, service announcements, special offers, and updates from Payroll On The Money LLC.
13.3 We Will Never:
– Share, sell, rent, or transfer your SMS opt-in data or phone number to any third party or affiliate for their own marketing purposes
– Use your phone number for any purpose other than the communications you consented to
13.4 How to Opt Out
You may opt out of SMS communications at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message and no further SMS messages will be sent to you. To re-subscribe, reply START at any time.- Use your phone number for any purpose other than the communications you consented to
13.5 Help
For assistance, reply HELP to any message or contact us at don@payrollonthemoney.com.
13.6 Message Frequency
Message frequency may vary based on your interactions and opt-in preferences.
13.7 Message & Data Rates
Standard message and data rates may apply depending on your mobile carrier plan.
14. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Payroll On The Money LLC
Philadelphia, PA
📞 (216) 259-9239
🌐 payrollonthemoney.com